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Standards

Editorial Policy

Our commitment to accuracy, independence, and transparency in everything we publish.

Editorial Mission

Every piece of content must be factually accurate, genuinely useful, and free from commercial bias. We believe transparent, high-quality financial education is essential for business owners making important financial commitments.

Sources and Research Standards

We rely on: official government publications (SBA, Federal Reserve, SEC, CFPB); peer-reviewed academic research; institutional reports (IMF, World Bank, OECD); verified financial data providers; licensed professional consultations; and official lending partner documentation.

Fact-Checking Process

Multi-step verification: (1) Drafting by subject matter experts; (2) Fact-checking statistics and regulatory references against primary sources; (3) Editorial review for accuracy, completeness, and compliance; (4) Final review by a licensed financial professional.

Update Schedule

Interest rates and lending criteria: reviewed monthly. Regulatory content: quarterly. Comprehensive guides: quarterly. Glossary: semi-annually. Statistics: updated as new reports publish.

Correction Policy

Errors are verified, corrected immediately, and noted with dated correction notes. Material errors receive prominent correction notices. Report errors to editorial@sey.ai.

Editorial Independence

No advertiser, lending partner, or sponsor influences editorial content or AI recommendations. Lending partners cannot preview, modify, or suppress content. AI algorithms optimize for user outcomes, not revenue.

Disclosure Policy

We disclose referral fees on About, Disclaimer, and relevant content pages. AdSense ads are clearly separated from editorial content. Any sponsored content would be labeled.

Author Qualifications

Content produced by professionals with expertise in business finance, lending, fintech, regulatory compliance, and financial journalism.